Debt Settlement
--Donaldson Williams, Inc.

Offering an Honest and Ethical Solution to EliminateYour Debt

 

Eliminate Debt without Bankruptcy

What is the Truth About Debt Settlement?

 

 

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Times are tough and people across the country are endlessly struggling to make ends meet. The Midwest has lost thousands of manufacturing jobs and can expect to lose thousands more. It’s no wonder that individuals are carrying more credit card debt than ever before; many are likely using credit cards to simply purchase the basic necessities.

 

Unfortunately, using credit cards comes with a hefty price – mounds of debt and high monthly bills. If you’ve recently discovered that your credit card bills are out of control, and you’re barely getting by each month, there are options available that can enable you to eliminate your credit card debt and avoid a bankruptcy filing.

 

You see, creditors would rather accept a portion of the amount you owe them, rather than nothing at all. Because of this, you can negotiate with your creditors through debt settlement.

 

Debt settlement (debt negotiation) is a process whereby you negotiate with your creditors so that they will agree to accept less than the full balance (normally 50% or less) of what is actually owed. Debt settlement is an excellent solution for individuals who can no longer afford their monthly bills, and simply want to put their debt behind them, with no further monthly payments.

 

Obviously, there are certain criteria that you must meet in order to qualify for a debt settlement program; and just like most things, the process of debt settlement can at times be frustrating. You can eliminate some of your concerns regarding debt settlement by educating yourself and learning all that you can prior to commencing a dialogue with your creditors in an effort to negotiate lower balances on your accounts. There are also many firms that can represent you during the process of debt settlement. If you should choose to hire a debt settlement company to negotiate with your creditors on your behalf, be certain that the firm you hire is one that you trust and with whom you feel comfortable. Unfortunately, there are some debt settlement companies who are more interested in taking your money than legitimately assisting you with your financial difficulties. On the other hand, there are also many firms who will do an excellent job negotiating with your creditors and successfully eliminating your debt. A great deal of these firms will work on a contingency basis, and not accept any fees until they produce satisfactory results.

 

If you should have any questions, or need assistance, feel free to contact us. For a free consultation, click here. Remember, Donaldson Williams, Inc. charges absolutely no monthly fee and no set-up costs because we work on a contengency basis, and you don't pay a fee for our services until after a satisfactory settlement has been reached with your creditor(s).

 

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Debt Settlement

"I'm not sure how you work your magic, but thank you for everything you have done. I would highly recommend your company."
(C.C. Attorney)

"Marie, we can't thank you enough for everything you have done for us. We had a lot of question throughout this entire process and you have been so patient and understanding. We never felt alone because we always knew we could call or send an email and you would get right back to us. Excellent customer service and an incredible end result. We really do appreciate it!"
C.E.H (Insurance Adjuster)

"Again I find myself in awe of how you have been able to help. Thank you."
G.B. (Educator)

"Outstanding! Thank you for investing the time and attention to get this outcome- we truly appreciate your help and kindness."
M.M. (Regional Manager)

"I appreciate all you have done for us. I would recommend your company in a heart beat to anyone that has been experiencing problems such as our own."
J.M. (Q.I. Supervisor)

“Thanks so much for all you did for us. If we hadn’t found Donaldson Williams we would have surely filed for bankruptcy. You were straightforward from the beginning and we ended up with better results than we thought possible. Every one of our phone calls was returned and your professionalism proved to be unmatched. Again, thanks for saving us over $30,000 and helping us avoid bankruptcy.”

(E.Z. Carpenter)  


“Hi…I just wanted to drop you a line to let you know that we appreciate all you did for us during the worst financial crisis we’ve ever faced. I’m so glad we found you and decided to hire you…your dedication to helping us through a difficult time literally saved us thousands of dollars, as well as allowed us to end our financial problems with dignity and ease.”

(D.D. Communications Supervisor)

 

“Thank you for your help and your patience. Not only did you save us $27,000, but you were very patient with our questions and worries. You really helped to get us through a very bad financial period. Thanks again!"

(J. G. Operations Manager)

 

"Thanks to you I can sleep again and I can answer my phone again. You were so helpful and kind and there aren't enough words to describe my appreciation. The savings I gained through your program was something I wouldn't have thought could be achieved..."

(E. H. Teacher)

 

"Enclosed is a check for my final account. Thanks for all your help...it's finally over, but I wanted to let you know that we're so happy we chose your company. We started out scared to death, and here we are  paying off our last account. You've been great through this whole mess, and we want you to know that we'll gladly recommend you to other people in the same situation."

(D. H. Administrative Assistant)

 

"Preston and I cannot thank you enough for all your hard work (HFC-especially) in helping us move towards debt freedom. A weight has been lifted and we are finally free. Thanks again."

(P. G. Systems Technician)

"Thank you for being a caring person and having compassion and empathy there are so few left in this crazy world. I know you will have an abundance of blessings in your life. You have helped us more than you'll ever know and I feel like we were sent an angel when we met you. Truly I know it sounds cheesy but it's the honest truth from the bottom of my heart thank you."
(B. D. Nurse)

(B.D. Nurse)